THE EFFECT OF CREDIT PROVISION AND CREDIT RISK ON RETURN ON EQUITY (ROE) AT PT BANK SULSELBAR MAKASSAR CITY

Authors

  • Auliyah Nurwafiyyah Universitas Ichsan Sidenreng Rappang
  • Andi Sri Kumala Putri P Universitas Ichsan Sidenreng Rappang
  • Fakhruddin Kurnia Universitas Ichsan Sidenreng Rappang

DOI:

https://doi.org/10.61912/jeinsa.v1i01.13

Keywords:

: Loan to Deposit Ratio, Credit Risk (Non Performing Loan) and Return On Equity (ROE)

Abstract

Auliyah Nurwafiyyah. 2018. The Effect of Credit Provision and Credit Risk on Return On Equity (ROE) at Bank Sulselbar. Supervisor : Suriyanti and Munawir Nasir.

This study aims to examine the effect of lending and credit risk having a significant impact on Return On Equity (ROE) in banking companies in South Sulawesi. The data in this study was obtained from the financial statements of banking companies in South Sulawesi.

This study uses secondary data by making observations by visiting the Capital Market Information Center (PIPM). The data analysis method used is multiple linear regression analysis using a Likert scale with the help of SPSS analysis.

The results showed that partially, the provision of credit has a positive and insignificant effect on Return On Equity (ROE). In contrast, credit risk has a negative and significant impact on Return On Equity (ROE). Simultaneously, credit and credit risk affect Return On Equity (ROE).

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Published

2022-07-25

How to Cite

Nurwafiyyah, A., Kumala Putri P, A. S. ., & Kurnia, F. . (2022). THE EFFECT OF CREDIT PROVISION AND CREDIT RISK ON RETURN ON EQUITY (ROE) AT PT BANK SULSELBAR MAKASSAR CITY. Jurnal Ekonomi Ichsan Sidenreng Rappang, 1(01). https://doi.org/10.61912/jeinsa.v1i01.13

Issue

Vol. 1 No. 01 (2022): June, 2022, Hal : 1-57

Section

Articles

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