sartika andi, Salam S. THE INFLUENCE OF LOAN TO DEPOSIT RATIO AND CAPITAL ADEQUACY RATIO ON NON PERFORMING LOANS AT PT. WEST JAVA REGIONAL DEVELOPMENT BANK, Tbk. Jurnal Hasil Penelitian/JEINSA [Internet]. 2023Dec.24 [cited 2025Jun.15];2(2):212-24. Available from: http://www.jeinsa.com/index.php/jurnal/article/view/29