Yani, M. and Zulkifli, Z. (2025) “THE ROLE OF FINANCIAL LITERACY AND FINANCIAL SELF-EFFICACY ON THE CONSUMER BEHAVIOR PATTERNS OF STUDENTS AT THE NUSANTARA COLLEGE OF ECONOMICS, MAKASSAR”, Jurnal Ekonomi Ichsan Sidenreng Rappang, 4(2), pp. 106–116. doi: 10.61912/jeinsa.v4i2.233.