EVALUATION OF THE IMPACT OF DIGITAL PAYMENT SYSTEM USE AND SELF-CONTROL ON THE SAVING BEHAVIOR OF GENERATION Z CASE STUDY OF STUDENTS IN MAKASSAR CITY

Authors

  • Nur Arini Susanti Akuntansi, Sekolah Tinggi Ilmu Ekonomi Amkop Makassar
  • Nurdjanna Fadjrin Uluputty Akuntansi, Sekolah Tinggi Ilmu Ekonomi Amkop Makassar
  • Maya Muliani Akuntansi, Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

DOI:

https://doi.org/10.61912/jeinsa.v4i2.287

Keywords:

Digital Payments, Self Control, Saving Behavior

Abstract

This study aims to determine the impact of the use of digital payment systems and self-control on the savings behavior of generation Z among students in Makassar City. The method used in this study is a quantitative approach with multiple linear regression analysis techniques. The sample in this study was 277 respondents selected using purposive sampling techniques. Data were obtained through questionnaires and processed using IBM SPSS Statistics 27. The findings of this study indicate partial testing that 1) there is a significant influence of digital payments on the savings behavior of generation Z among students in Makassar City, 2) there is a significant influence of self-control on the savings behavior of generation Z among students in Makassar City, 3) simultaneous testing shows that digital payments and self-control have a significant effect on the savings behavior of generation Z among students in Makassar City.

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Published

2025-11-23

How to Cite

Susanti, N. A., Uluputty, N. F. ., & Muliani, M. . (2025). EVALUATION OF THE IMPACT OF DIGITAL PAYMENT SYSTEM USE AND SELF-CONTROL ON THE SAVING BEHAVIOR OF GENERATION Z CASE STUDY OF STUDENTS IN MAKASSAR CITY . Jurnal Ekonomi Ichsan Sidenreng Rappang, 4(2), 349–358. https://doi.org/10.61912/jeinsa.v4i2.287

Issue

Vol. 4 No. 2 (2025): Hal

Section

Articles

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